Employee benefits that actually make sense

1) County-paid Defined Contribution plan (401(a))

• County contributes: 12% of your gross pay (this is employer-paid; you don't have to contribute)
• When it starts: First of the month after 60 days of employment
• Vesting: You become vested after 5 years (if you leave before 5 years, the account is forfeited)
• After you're vested: you may be able to borrow from the account and repay through monthly payroll deductions (per the plan info)