Employee Benefit Navigation

Turn your benefits handbook into an intelligent, 24/7 conversation.

Instant Clarity

Make every benefit clear, accessible, and valuable

Employees don't speak 'insurance'. Hear & Now translates complex policy documents, summary plan descriptions (SPDs), and carrier jargon into plain, conversational language.

  • Deep-search across all plan documents instantly
  • Personalized answers based on employee profile
  • Coverage verification for specific procedures
  • Guidance on FSA/HSA eligible expenses
  • Step-by-step claims filing assistance
  • Deadlines and enrollment reminders
Chat with BenefitsActive
Does our vision plan cover LASIK surgery?

Yes, your VSP Signature Plan includes a laser vision correction benefit.

You get an average of 15% off the regular price or 5% off the promotional price at contracted facilities. I can show you nearby centers if you'd like?

Knowledge Base

Drag & drop plan documents

PDF, DOCX, TXT supported

2026_Medical_SPD.pdf

● Active Context

12mb

PTO_Policy_Update.docx

● Active Context

2.4mb
Admin Controls

Effortless knowledge management

No technical skills required. HR admins can easily upload benefit guides, policy documents, and FAQs directly into the portal. Our AI instantly indexes them to provide accurate, context-aware answers.

  • Drag-and-drop document ingestion
  • Support for PDF, Word, and text files
  • Version control and active status toggling
  • Instant re-indexing when policies change
  • Admin dashboard for usage analytics

Seamlessly integrates with your ecosystem

Workday
ADP
BambooHR
Gusto
Aetna
UHC
Cigna
BCBS

All trademarks are property of their respective owners. Integrations supported via API or file feed.

Premium Feature

In-network care navigation

We leverage live hospital and provider pricing to navigate employees in real-time to the lowest cost, high-quality in-network providers near them. Stop the guessing game and start saving.

Dr. Sarah Jenning

In-Network

Dermatology • 1.2 miles away

★★★★★ (48)

Dr. Sarah Jenning

In-Network

Dermatology • 1.2 miles away

★★★★★ (48)

Dr. Sarah Jenning

In-Network

Dermatology • 1.2 miles away

★★★★★ (48)

The right care, at the right price

We combine network data with quality metrics to ensure employees aren't just finding a doctor, but the right doctor.

  • Real-time hospital & provider pricing comparison
  • Lowest cost in-network routing
  • Provider sorting by distance, rating, and availability
  • Direct booking links (where available)
  • Cost transparency and copay estimates
  • Telehealth options highlighting